Impact of Sharia Bank Merger on Economic Development in Indonesia

Syarifuddin Syarifuddin, Abdul Hamid Habbe, Nasrullah Bin Sapa

Abstract


Islamic banks in Indonesia have made a new story. Three major Islamic banks in Indonesia have successfully merged under the name Bank Syariah Indonesia. The purpose of the study is to determine the impact of the merger on economic development in Indonesia. The methodology used is a non-interactive qualitative method, which is research on concepts through a document analysis. In conducting non-interactive qualitative research, researchers identify, study the available data to provide understanding of the concepts studied and data analysis used for data triangulation. The results showed that the impact of the merger of three state-owned banks (BRI Syariah, BNI Syariah, Bank Syariah Mandiri), has shown positive value in economic development in Indonesia as evidenced by the increase in the value of financing distribution, Indonesian Islamic banks are able to compete globally by prioritizing more complete services, wider reach, and better capitalization.


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Proceeding International Conference of Islamic Economics and Business (ICONIEB)

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