Grounding Fiqh Rules for the Development of Sharia Financial Institutions in Banyumas

Ida Nurlaeli, Betania Kartika Muflih

Abstract


The views of the people of Banyumas on Islamic bank products are divided into 3 types, namely lawful, doubtful, and unlawful. Preliminary data shows that the Indonesian Muslim community is still diverse in responding to the existence of Sharia banking products, which are sharia products provided for Muslim community. The purpose of this study is to find ways to respond to Islamic bank products and what Islamic banks have to do with the attitude of the community. This type of research is field research with a qualitative descriptive approach. Using the Rules of Fiqhiyah as a tool for analysis. The result is that "Performing one of the actions that are less dangerous than two things that are dangerous is mandatory". This is manifested in actions in the form of, among others; back to sharia commitment, considering Islamic Financial Institutions not savings and loan institutions and product innovation.

Full Text:

PDF

References


Abduh, Muhamad, Shaheen Bibi Ramjaun, Afr Asia, Bank Limited, Port Louis, and Muhamad Mustaqim. “Bank Selection Criteria and Servqual Survey Among Muslims in Mauritius,” 2018.

A Riawan Amin. “Seminar: Prospects and Challenges of Islamic Banking in the Era of Global Economy, Balai Tawangarum Saturday, May 14,” 2011.

Arifan, Fahd Ahmad. “The Contribution of Syafi’i Antonio and Adiwarman Azwar Karim to Islamic Economic Thought in Indonesia.” Islamic University of Maulana Malik Ibrahim, 2008, 1–16.

Arifin, Syamsul. Indonesian Islam (Synergy to Build Civil Islam in the Framework of Democratic Civilization). Malang: University of Muhammadiyah Malang Press, 2003.

Aziz, Jamal Abdul. Classical Muamalah Contracts from the Concept of Fiqh to Banking Products. 1st ed. Yogyakarta: Kalimedia, 2022.

ES, Mintaraga, and Ida Nurlaeli. “Analysis of Banyumas Public Opinion on Sharia Financial Institution ProductsThe 2012 research was funded by LPPM UMP, 35. Lawfull: sharia, doubthfull: not yet fully half sharia and unlawfull: not sharia can be seen in Imam Ghazali,” n.d.

“Financial Services Authority (OJK) Annual Report,” 2016.

Hosen, Muhamad Nadratuzzaman, and et. “Evaluating the Fundraising Process of the World’s First Cash Waqf-Linked Sukuk in Indonesia.” Qudus International Journal of Islamic Studies (QIJIS) 10, no. 1 (2022): 175–214.

Ishaq. “Renewal in fiqh ijtihad.” In Contemporary Fiqh A Dialectic, 321. Medan: Manhaji, 2017.

Latifah, Umi, Ida Nurlaeli, and Ulfi Zulfikar Faridhun. “Development of Classical Fiqh towards Contemporary; Relevance of Thought of Islamic Figures and Operational Transformation of Fiqh Products” 4, no. 1 (2023): 1–20.

Mahfudz, Sahal. “انوارالبصائر,” n.d.

Mooduto, M Arie. “General Condition of Islamic Banking in Indonesia, from the Observer’s Perspective, paper presented at NATIONAL SEMINAR ‘Strategy for Developing Islamic Financial Institutions in Indonesia.’” n.d.

Nurhadi. “Subhat Income of sharia financial institutions according to dual law (Formal and Sharia law)” 19, no. 2 (2019): 411–28.

PP Number 70 of 1992 concerning Commercial Banks, PP Number 72 of 1992 concerning Banks Based on Profit Sharing Principles (n.d.).

Ratnawati, Anny. "Potential and Development Strategy for Sharia Banks in Indonesia." JHI, 9, no. 2 (2012).

“Results of interviews with several respondents, August 31 - September 12 2011 which was carried out by random sampling, with an educational background of 80% of respondents S1. Of the 20 respondents 40% thought it was syar'i, 40% half syar'i and 20% was j." n.d.

Rosele, Muhammad Ikhlas. “The Digitalized Zakat Management System in Malaysia and the Way Forward.” al-Ihkam: Journal of Law and Social Institutions, 17, no. 1 (2022): 242–72.

Sabiq, Sayid. Fiqh al Sunnah, Vol.III, Lebanon, Darul Fikar, 1981, p. 178. Ali Ahmad Al Jurjawi, Hikmah Tasyri' wa Falsafatuh. Cairo, Mathba'ah al Yusufiyah, Masyfuk Zuhdi, Masail Fiqhiyah,. Vol. vol II, 1931. Sahroni, Oni, and Adiwarman Karim. Maqashid of Islamic Business & Finance, Synthesis of Jurisprudence and Economics. Depok: PT. Raja Grafindo Persada, Cet. 3, 2017.

Sanusi, Sandy Rizki Febriadi, Neneng Nurhasanah, and Maman Surahman. "Development of DSN-MUI Sharia Economic Fatwa Jurisprudence Rules." At-Taqaddum 12, no. 2 (2020): 201–22. https://doi.org/10.21580/at.v12i2.6540.

Yahya, Muhlis. Saving Behavior in Islamic Banks. Semarang: Diponegoro University, n.d.

Zubair, Muhammad Kamal. “Acceleration of Islamic Bank Growth in Indonesia,” Millah Vol. Vm (2008): 6.


Refbacks

  • There are currently no refbacks.


Address Office: Jl. Conge Ngembalrejo, Ngembal Rejo, Ngembalrejo, Kec. Bae, Kabupaten Kudus, Jawa Tengah 59322

IAIN KUDUS | Institut Agama Islam Negeri Kudus